International General Insurance (NASDAQ:IGIC – Get a rating) and MediaAlpha (NYSE: MAX – Get a rating) are both small cap finance companies, but which is the better company? We’ll compare the two companies based on their dividend strength, institutional ownership, profitability, earnings, analyst recommendations, valuation and risk.
Analyst Notes
This is a breakdown of the current ratings and recommendations for International General Insurance and MediaAlpha, as provided by MarketBeat.com.
| Sales Ratings | Hold odds | Buy reviews | Strong buy odds | Rating | |
| International general insurance | 0 | 0 | 0 | 0 | N / A |
| MediaAlpha | 0 | 3 | 1 | 0 | 2.25 |
MediaAlpha has a consensus price target of $18.60, suggesting a potential upside of 96.83%. Given MediaAlpha’s likely higher upside, analysts clearly believe MediaAlpha is more favorable than International General Insurance.
Benefits and evaluation
This table compares the revenue, earnings per share and valuation of International General Insurance and MediaAlpha.
| Gross revenue | Price/sales ratio | Net revenue | Earnings per share | Price/earnings ratio | |
| International general insurance | $361.30 million | 1.01 | $43.70 million | $1.00 | 7.50 |
| MediaAlpha | $645.27 million | 0.90 | -$5.28 million | ($0.38) | -24.87 |
International General Insurance has higher earnings, but lower earnings than MediaAlpha. MediaAlpha trades at a lower price-to-earnings ratio than International General Insurance, indicating that it is currently the more affordable of the two stocks.
Profitability
This table compares the net margins, return on equity and return on assets of International General Insurance and MediaAlpha.
| Net margins | Return on equity | return on assets | |
| International general insurance | 12.92% | 14.63% | 4.13% |
| MediaAlpha | -2.06% | N / A | -3.97% |
Risk and Volatility
International General Insurance has a beta of 0.36, suggesting its stock price is 64% less volatile than the S&P 500. By comparison, MediaAlpha has a beta of 0.67, suggesting its stock price is 33% less volatile than the S&P 500.
Insider and Institutional Ownership
60.2% of the shares of International General Insurance are held by institutional investors. Comparatively, 65.5% of MediaAlpha shares are held by institutional investors. 20.1% of the shares of International General Insurance are held by insiders. Comparatively, 9.6% of MediaAlpha shares are held by insiders. Strong institutional ownership indicates that hedge funds, endowments, and large fund managers believe a stock is poised for long-term growth.
Summary
International General Insurance beats MediaAlpha on 8 out of 13 factors compared between the two stocks.
About International General Insurance (Get a rating)
International General Insurance Holdings Ltd. provides specialist insurance and reinsurance solutions worldwide. The Company operates through three segments: Specialty Long-tail, Specialty Short-tail and Reinsurance. It underwrites a diversified portfolio of specialist risks, including energy, real estate, construction and engineering, ports and terminals, general aviation, political violence, accidents, financial institutions, marine, contingencies and treaty reinsurance. The company was founded in 2001 and is based in Amman, Jordan.
About MediaAlpha (Get a rating)
MediaAlpha, Inc., through its subsidiaries, operates an insurance customer acquisition platform in the United States. He optimizes customer acquisition across various P&C, health and life insurance verticals. The company was founded in 2014 and is based in Los Angeles, California. MediaAlpha, Inc. is a subsidiary of White Mountains Insurance Group, Ltd.
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