World Diabetes Day 2022: Benefits of getting health insurance for people with diabetes


World Diabetes Day 2022, World Diabetes Day 2022 Theme, Diabetes Day 2022: The cost of healthcare facilities has increased at an unprecedented rate. Health care spending has long outpaced both general inflation and employee wage increases. In such a scenario, it is always best to be prepared for any medical emergency. As today is the world Diabetes Day, let’s talk about some of the advantages of buying health insurance for diabetics.

Benefits of Purchasing a Diabetic Health Insurance Plan

We all know that most mutuals maintain a waiting period for pre-existing conditions. So, the most important benefit of buying diabetes health insurance is that you won’t have to wait to make claims for your diabetes treatment costs.

Managing the high cost of treatment

As we mentioned, the cost of healthcare facilities is increasing at an unprecedented rate, this type of health insurance allows you to manage the high cost of diabetes treatment. Health insurance ensures that you won’t have to spend your savings on treatment.

It is worth mentioning that most health insurance funds cover hospitalization costs for type 1 and type 2 diabetes and related complications.

Things to know

People with type 1 diabetes, who do not take insulin, may be covered by some of the “best health insurance plans” offered by companies. On the other hand, those not taking insulin can be covered by any plan – as long as there is a waiting period which varies from plan to plan.

Also, people who have had diabetes for more than 10 years and don’t take insulin will need to get approval from insurers to get a health insurance policy.

Documents required to purchase health insurance against diabetes

Although the list of required documents may differ from company to company, some of the basic documents required are – proof of age, proof of address, passport size photographs, proof of identity and medical reports.

What is covered by diabetes insurance plans?

  • Hospitalization in a hospital setting
  • Day care
  • Organ donation fees
  • ambulance cover
  • Annual health check
  • Dialysis cover

Theme for World Diabetes Day 2022

“Access to Diabetes Education” is the theme for this year’s World Diabetes Day. The theme focuses on intensive diabetes education for healthcare professionals and patients with diabetes.


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